The closing is scheduled for Friday.
The wire instructions just changed.
Did they?
Escrow is the ultimate target. A single spoofed email, indistinguishable from yours, can divert a homebuyer's life savings in seconds. We intercept the fraud at the source — ensuring instructions are genuine before the wire clears.
A typical closing-week pattern
"Wednesday morning, your homebuyer receives an email from your closing agent: 'Urgent: We've updated our escrow account for Friday's closing. Please use the attached instructions.' The logo is yours. The agent's name is yours. The tone is perfect. The buyer wires $240,000. It wasn't your account."
The attacker registered a look-alike domain three weeks earlier. They knew the closing date from a realtor's compromised inbox. Your firm's reputation just became the attack vector.
$1.2B+
Real estate wire fraud losses reported to FBI in 2024
48%
Of all real estate BEC involves fraudulent bank changes
<10%
Recovery rate for escrow funds once wire has cleared
48 Hours
The critical window before funds are moved overseas
Strategic Intelligence
Why escrow fraud succeeds —
even in compliant firms.
Compliance with ALTA or GLBA is the industry standard. But attackers don't target your compliance checklists; they target the human trust between your agents and your clients.
"We follow ALTA Best Practices — our Pillar 2 controls are solid."
ALTA Best Practices are the industry standard for operations. But they rely on human procedures to verify bank details. Attackers exploit those procedures by spoofing the very people your team trusts most. Compliance isn't protection; it's just the baseline.
ALTA is the floor, not the ceiling"We tell our clients to never trust wire instructions by email."
Warning clients is important, but attackers are now spoofing your own domain and your title agents' voices. When the email looks exactly like yours, your warnings are neutralized. You need a tool that catches the spoof before the client sees it.
Warnings fail against perfect impersonation"We verify instructions with a phone call every time."
Call-backs stop basic fraud. They don't stop 'Coached Consent' attacks where the fraudster has already called the buyer, primed them with a cover story, and prepared them to confirm the bad details when you call. The buyer confirms the fraud themselves.
Call-backs are being weaponized by attackersThe closing-day attack chain
Five steps. One closing.
Irreversible in 48 hours.
This is the documented pattern behind every successful real estate wire fraud of the past three years. Your closing agents face this daily — without any tool currently in the market that detects it at step one.
Week 1 — Reconnaissance
The attacker finds the closing date
By monitoring public records or compromising a realtor's inbox, the attacker identifies a high-value closing scheduled for the following week. They know the parties, the price, and the title company.
Week 2 — The Spoof
Registering the look-alike domain
They register a domain that is nearly identical to your title firm or the lender. blue-mountain-title.com becomes blue-mountain-titles.com. To a busy homebuyer, it is indistinguishable.
48 Hours Before Closing
The 'Urgent' Update
"There's been a slight change to the wiring instructions for Friday's closing. Please use the attached updated ACH details to ensure there's no delay in funding." It arrives in your brand's voice, using your agent's name.
Closing Day — Execution
The buyer sends the funds
The buyer, anxious to close on time, follows the 'updated' instructions. The $240,000 down payment is wired to a fraudulent account. Within minutes, it is moved through three further 'mule' accounts.
Post-Closing — The Discovery
The funding never arrives
Friday afternoon comes, and the lender confirms the funds haven't landed. You realize the fraud. The buyer has lost their life savings, the seller is suing for breach, and your E&O insurer is reviewing your 'adequate controls.'
How Preservers helps
Three things happen —
before your agent acts on a bad instruction.
We don't slow your closings down. We give you the one thing nothing else in your stack provides: early warning at the point of decision, with evidence that you acted correctly.
Predictive closing monitoring
We monitor the external surface around your closings. When a look-alike domain is registered or an impersonation infrastructure is prepared, we alert you weeks before the first email arrives.
Autonomous wire interception
Protect your settlement agents with a real-time warning layer at the point of decision. Preservers understands the difference between a routine update and a fraudulent wire change.
Regulator & Insurer evidence
Automated evidence packs for ALTA, GLBA, SOC 2, and State DOI frameworks. Audit trails are built automatically — proving your due diligence to any third party.
Examination & Insurance Evidence
Regulator-Ready Evidence Built-In
ALTA Best Practices
Pillar 2 Escrow Integrity
Evidence packs mapped directly to ALTA Pillar 2 requirements, documenting the autonomous controls you have in place to verify the integrity of every escrow disbursement.
GLBA Safeguards
Non-Public Information
Automated documentation showing how your firm protects sensitive consumer financial data and prevents fraudulent access to non-public closing information.
SOC 2 Type II
Operational Resilience
Pre-populated evidence for your SOC 2 audit, proving the continuous monitoring and interception of high-risk instruction patterns in your closing workflows.
State DOI Evidence
Department of Insurance
Formatted evidence for state-level insurance examinations, showing that your firm meets the increasing operational security expectations for title and settlement agents.
Cyber Insurance
Renewal Readiness
Documented controls specifically structured to satisfy cyber insurance underwriters, often leading to reduced premiums by eliminating the #1 source of title claims.
Escrow Integrity
Tamper-Proof Audit Trail
Every verification, hold, and interception is logged in a tamper-proof audit trail, providing definitive proof of due diligence for any post-incident inquiry.
Frequently Asked Questions
Preservers intercepts fraudulent wire instructions before they reach your closing agents or clients. It continuously monitors for look-alike domains, detects impersonation attempts as they are being prepared, and places an autonomous verification layer on high-risk closing emails. Every action is logged as regulator-ready evidence for ALTA and GLBA compliance.
No. Routine closing communication flows untouched. The system only intervenes when it detects an elevated risk pattern — such as a bank change from a domain registered three weeks ago. These interventions take seconds but prevent losses that take years to recover.
Yes. Attackers often spoof the portal notification email or convince parties to 'bypass the portal for this urgent update.' If the attacker can reach the homebuyer's or agent's inbox, they can bypass your portal. Preservers protects the inbox where the attack begins.
Under twenty minutes. No IT project, no DNS changes, and no disruption to your existing closing software. Designed for boutique title firms without dedicated cybersecurity staff.
Neutralize Closing Risks.
Protect Every Escrow.
Don't let a single email destroy your firm's reputation. Gain predictive intelligence and autonomous interception in under 20 minutes.
ALTA & GLBA Evidence Included